Home-based Business Insurance

Do you have Insurance for your At Home business?

   You have started a Home- Based business. One of the biggest factors you need to control when you first start out is your expenses. 
Many home-based business owners believe their Home Owners policy will cover their business. But the truth is most homeowner's policies EXCLUDE business coverage. Commercial risk is different from personal risk so the policies are very different. You want an insurer who is an expert in your need.
  There are many type of coverage you should consider when opening a Business Insurance Policy. One  coverage you want as an in-home business owner, is an Extra Expense Clause. This would cover extra expenses incurred as a business owner attempts to continue his/her business after a catastrophic loss. These could be expenses like a short term office lease and equipment rental while the home is being repaired and equipment is replaced.This is one of many coverages you need to know before you open your business!
   Business owners looking for the the most cost effective way to protect their business should work with agents with access to multiple insurance carriers. You can go through your area Chamber of Commerce or the Small Business Administration to find an agent near you.
Or you can visit The Brockman Agency  or call 972-908-2582.

Read the entire article:
Inc. article