Boat Insurance

I'm Sailing Away

   School is out in a few weeks. That means it is time for Summer vacation! The boats have already starting showing up in driveways around my neighborhood. So as you pack up your family for that first trip to go sailing on the lake, do you know if you are ready? Are you covered?
   Watercraft insurance coverage goes beyond the scope of a standard home or auto policy to include Roadside Assistance, which covers towing of your boat or personal watercraft for free, as long as your trailer is covered; On-Water Towing, in case you're stranded on the water; and Uninsured Boaters coverage. Many carriers have additional coverage like Fuel Spill Liability and Wreckage Removal, even Pet injury. Without watercraft insurance coverage, you may end up getting stuck with the bill for cleanups and removals. Personal Effects and Fishing Equipment coverage are also available. They do not come as basic coverage on all watercraft policies, so make sure you talk to your agent about your coverage. When you file a claim is NOT the best time to find out you were not covered when you thought you were!
   Most carriers have several available discounts also, similar to auto policies. If you are a homeowner, have good driving history (no tickets/accidents), if you are the original owner, if you pay in full, if you have taken a safety course. Each carrier is different so be sure to talk with your agent about what you may qualify for.

   Summer is a great time to have fun out on the lake. Make sure you are protected through your insurance policy. But also make sure you are following boating safety processes also. Did you know someone is injured or killed in a boating accident every 2 1/2 hours? The chance of drowning while wearing a life jacket is 1 in 66. The chance of drowning while not wearing a life jacket is 1 in 11.  These statistics, along with great boating safety advice can be found through the US Coast Guard's Boating Safety Resource Center.

Have a great, but safe summer!
If you need answers or a quote on your insurance, please contact Brockman Premier Insurance.
We love to Keep You Insured!

RV coverage

Have RV, Will Travel

   It is that time of year- summer travel time! The kids are out of school and the weather is just right. (until the triple degrees hit!) Many people travel by RV so they can see the countryside while they travel. You want to make sure you have the coverage you need for that trip!

* Your RV policy will have the same basics as your auto policy. Liability, Collision, Comprehensive, Uninsured Motorist are all included on an RV policy.

* Make sure you have Roadside Assistance. Breakdowns happen! Many carriers include added coverage for temporary living expenses and transportation costs if needed.  

* Not all policies cover personal property so be sure to ask your agent. One of the big benefits of traveling by RV is that you have all of your belongings right there with you. Not much of a benefit if you are not covered to replace them in case of damage or theft!

* There are other optional coverages you should look at such as Electronic lock and key replacement, Pet coverage, loan or lease protection. 

* At the end of the season, you can reduce your RV coverage to Comprehensive only if you don't travel during the winter months. This will save you money!

Traveling by RV can be a fantastic way to take a trip. Just please make sure you have the coverage you need to protect your family and your belongings on that trip!

If you have any questions or need a quote, 

please call 214-592-0859 or 877-987-8683. 

You can also email us at Brockman Premier Insurance

We would love to keep you insured!