Monday, June 9, 2014

Motorcycle Insurance coverage

Make sure you are covered                         before you hit the road!


   There are some great Motorcycle trips to take. Here in Texas, I know there more roads through our state than even the most avid motorcycle enthusiast is able to conquer. Whether you are a weekender or the Ride Captain, all Motorcycle riders have two things in common. They need to be safe and they need to be covered in case something goes wrong.
   Motorcycle insurance is similar to auto insurance. The types of coverage are basically the same. You need Liability, Property damage, Uninsured motorist (Yes! you need this one!), Collision and Comprehensive coverage. You can add a few extras on a motorcycle policy such as custom parts and equipment coverage, specialized Roadside assistance and Trip interruption coverage. Trip interruption is a great coverage for you extended motorcycle trip takers. This will pay for your lodging, food and transportation if you get stranded on your trip. 
   Many carriers offer a discount if you have taken a Motorcycle Safety Course. This is a good idea whether you break on your insurance or not. Check out the Motorcycle Safety Foundation for a course. Statistics show 49% of Motorcycle crashes are the result of a bike colliding with another vehicle. Of the riders killed in a two vehicle accident, 35% were due to the excessive speeding by the biker.  Texas has historically had the highest annual number of motorcycle deaths, with as much as 37% being alcohol related.  
Please be smarter!
   Bikers claim riding is one of the most freeing ways to enjoy the countryside. Make sure you are safe and covered so that you can truly enjoy your time out there on the road. 

If you have questions or need a quote, please contact Brockman Premier Insurance.
Local 214-592-0859
Toll Free: 877-987-8683
Visit us at www.wekeepuinsured.com